$6\mathrm{.}3$ Thabo plans to buy a car that costs R$250000.$ He will pay a deposit of $15\%$ and take out a loan for the balance. The interest on the loan is $13\%$ p$.$a$.,$ compounded monthly.

$6\mathrm{.}3\mathrm{.}1$ Calculate the value of the loan.

$6\mathrm{.}3\mathrm{.}2$ The first repayment will be made $6$ months after the loan has been granted. The loan will be repaid over a period of $6$ years after it has been granted. Calculate the MONTHL. Y instalment.

$[14]$