6. All else equal, the greater the number of years, the: a. Smaller the future value of a single sum. b. Larger the present value of a single sum. c. Greater the balloon payment. d. Smaller the compounding effect. e. Greater the compounding effect. 1. You want to have 5260,000 saved is years from now. Ifow moch less do pro have te teperit a. 18.724.44 b. $12,271.13 c. $16,602.12 d. 517,414.41 e. $20.019.27