$6.$ Almost $25$ years ago $,$ most employess were enrolled in fee for service health plans today employees are mostly enrolled in :

A $.$ Health management organizations plans

B$.$ Preferred provider organizations plans

C$.$ cobra health plans

D$.$ Conventional health plans

$7.----$ is a major criticism of the regulatory approach $.$

A$.$ Cost$-$ containment

B$.$ Power asymmetry

C$.$ The moral hazard

D$.$ It procedures cartels and monopoly pricing