6. An annuity contract differs from an insurance contract because A) the insurance company has no control over the payout on an annuity, but does have control over insurance premiums. B) the premium collected on an insurance policy remains constant, while the payments on an annuity are always variable. C) an annuity is an asset to the insurance company, while an insurance policy is a liability. D) an insurance policy builds up to an eventual payout of a lump sum, while an annuity begins with a lump sum and has subsequent payouts. E) insurance policy premiums are taxable income to the insurance company, while the payouts on annuities are tax deductible to the company