6. Annuity. You are going to borrow money from the bank. But when considering your income, you could afford to spend maximum 4 000 euros per year as total repayments. Now, if the loan interest rate is 8%, what would be the maximum loan amount which you can borrow from the bank if the loan has duration of 5 years and the annual loan payments are calculated on the basis of annuity? Find also, what are the second year loan principal and interest payments