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6. At what point does the beneficiary to an annuity acquire rights in the contract? a. upon contract issue b. upon annuitization c. upon the

6. At what point does the beneficiary to an annuity acquire rights in the contract?

a. upon contract issue

b. upon annuitization

c. upon the death of the contract owner or annuitant

d. upon contract issue and throughout the life of the contract, until the death of the contract owner or annuitant

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