6. Billy wants to buy a loan with payments of $1000, then $900, then $800 and so on down to $100 at the end of each year. The bank offers two options. Option A is an amortization method with 10% effective interest annually, and option B is a sinking fund method where the loan has an interest rate of 8% where the sinking fund earns 6% effective interest annually. Under which option is Billy able to afford a larger loan? 6. Billy wants to buy a loan with payments of $1000, then $900, then $800 and so on down to $100 at the end of each year. The bank offers two options. Option A is an amortization method with 10% effective interest annually, and option B is a sinking fund method where the loan has an interest rate of 8% where the sinking fund earns 6% effective interest annually. Under which option is Billy able to afford a larger loan