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6. Cash-flow statement Prabakar and Gita Jain have been married for two years. They have been trying to save but feel that there is never

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6. Cash-flow statement Prabakar and Gita Jain have been married for two years. They have been trying to save but feel that there is never anything leftover after expenses. Gita is taking a night course on personal finance, and she suggested that they prepare a cash-flow statement for the year ended December 31, 2016. Use the worksheet that Prabakar and Gita provided plus the additional Information to fill in the missing amounts on the Jain's cash-flow statement for the year ended December 31, 2016. (Note: Round percentages to one decimal place, and dollar amounts to the nearest whole dollar. If your answer is negative, use a minus sign.) Prabakar and Gita put together the following worksheet. Cash received & income taxes: Prabakar's salary Gita's salary Prabakar's bonus P&G dividend Savings interest $27,500 26,125 4,125 $1,382 113 Cash payments: Rent School Loan Train pass (year) Car loan payment Auto insurance (year) Maine Power 900 17 315 14 225 Income taxes 150 Prabakar AT&T 71 4,950 4,703 Gita . For income items, they know yearly amounts. For some expenses, they know the annual amount (for example, Gita's annual commuter-train pass). They listed those amounts and noted them as such. . Unfortunately, for other expenses, they provided the payment they made last month, stating that the amount doesn't change much from month to month. . Based on their employer-provided health Insurance, they incur a copay of $15 per visit. They estimated that they saw the doctor (combined) 3 times during the year. Prabakar estimated that he spends about $60 a week on gas and maintenance for their two cars, and he takes out $100 for spending money every week. Gita estimated that she spends about $100 a week on groceries and $175 a month on clothing, She never has cash and uses her credit cards for everything. They went on a Princess Cruise that cost $1,975; they took an additional $500 for spending. That was their only vacation. Cash-Flow Statement Name: Prabakar and Gita Jain Date: For the year ended December 31, 2016 Dollars Percent eg % INCOME Prabakar's salary Gita's salary Prabakar's bonus Interest and dividends 96 % YOU 9% Total Income 100% atching EXPENDITURES Fixed Expenses Rent expense Prabakar's income taxes Gita's income taxes % % % Automobile loan payment % Education loan % Phone % Transportation % Automobile insurance and registration % Total fixed expenses % Variable Expenses Food % Utilities % Gasoline and maintenance % Vacations % % % % Clothing Miscellaneous (Prabakar's withdrawals) Medical expenses Total variable expenses Total Expenses SURPLUS (DEFICIT) $ % $ % $ % Based on this cash-flow statement, Prabakar and Gita have a cash flows in and out, their bank balance should have by for the year. This means that if they accounted for all of their cash from December 31, 2015 to December 31, 2016

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