(6) Clancy recently purchased a $102,000 broad form HO-2 policy with no deductible. A year later, his roof is damaged by vandalism and he suffers a loss of $81.600. If the replacement value of Clancy's house is 170,000 and the insurance policy includes a replacement cost requirement of 80%, he will receive a reimbursement of (6) Consider the following adjustments Susan could make to her policy and the effect they would have on her monthly premium Indicate whether each change would be worth the additional cost or cost saving by selecting "Yes" or "mo" u the Hinw.column of the table. Smart Savings on Insurance Premiums Effect on Premium? Worth It? Switch from limits of S100/300/100 to $250/500/250 Decrease collision and comprehensive deductible to $100 Eliminate Coverage Suppose that Susan gets quotes from other auto insurance companies and finds that one company offers the same coverage as her current plan, but for $15 less per month True or False: Rates can vary substantially across policies with identical coverage; therefore, Susan should consider switching to the cheaper company c False True