6. Consider the following balance sheet for WatchoverU Savings, Inc. (in millions): Assets Liabilities and Equity Floating-rate mortgages 1-year time deposits (currently 10% annually) $50 (currently 6% annually) $70 30-year fixed-rate loans 3-year time deposits (currently 7% annually) $50 (currently 7% annually) $20 Equity $10 Total Assets $100 Total liabilities & equity $100 a. What is WatchoverUs expected net interest income for the year? b. What will the expected net interest income be if interest rates rise today by 2 percent? c. Using the cumulative repricing gap model, what is the expected net interest income for a 2 percent increase in interest rates? d. What will the expected net interest income be over the next year if interest rates on RSAs increase by 2 percent but interest rates on RSLs increase by 1 percent? Is it reasonable for changes in interest rates on RSAs and RSLs to differ? Why?