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6. Describe the least three HUD programs for low-income family housing. 7. What is the motivation behind the Interstate Land Sales Full Disclosure Act? What

6. Describe the least three HUD programs for low-income family housing.

7. What is the motivation behind the Interstate Land Sales Full Disclosure Act? What type of properties are covered by the act?

8. What are the main two disclosures required by Regulation Z?

9. Explain why adding discount points raises the APR on a mortgage.

10. What is the effect on prepayment on the actual APR? Explain.

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