6. {i} Which of the following insurance policies offered to employees of a company is most likely to lead to the adverse selection death spiral? (2 points) Policy 1: A basic insurance policy. Policy 2: A generous insurance policy offering coverage for treatments like cancer, diabetes, disability etc. with premium levels higher than Policy 1. (ii) For the policy that you choose, explain how (Le. the step-bystep process} the adverse selection death spiral takes place. (5 points)