$6$ Manon has a participating life insurance policy with a CSV of $$40,000$ and an ACB of $$12,000.$ His marginal tax rate is $48\%$He decides to surrender his policy and use the proceeds as a down payment on a condo. Calculate the after$-$tax amount Manon will have aval eWpRWGgwMOZ$5$RDlubE$/$YZjZrcmpLdz$09$$$20,200$$$25,440$$$20,800$$$26,560$eWpRWGgwMOZSRDubEYZrcmpLd$209$