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6. Mary is driving the Ford Taurus when a deer runs out of the woods and crashes into the car. Damage is extensive, costing $2,800
6. Mary is driving the Ford Taurus when a deer runs out of the woods and crashes into the car. Damage is extensive, costing $2,800 to repair (actual cash value of $1,800). The impact also results in a flat tire. Mary changes the tire along side the road but loses control of the lug wrench and further damaging the car. The damage caused by the lug wrench will cost an additional $800 to fix (actual cash value of $600). 7. Chris and Karen take Mary to look for a Prom dress in the Toyota. Bob decides to take the Ford for a drive while everyone else is away. Bob drives around the neighborhood for a while and then heads home. Bob is making a left-hand turn onto his street when he sees his father coming the other direction, about to make a right-hand turn onto the same street. Bob panics and speeds in front of his father, hitting the front of the Toyota on his way by. Bob loses control and hits a parked car on the street. The Toyota has damage of $2,000 (actual cash value $1,200), the parked car has damage of $3,000 (actual cash value $1,900), and the Ford has damage of $2,300 (actual cash value $1,300). Bob also suffers minor injuries requiring $400 in medical bills. Declarations Page Coverage Limits: Toyota: Coverage A Bodily Injury Liability $100,000 Each Person/$300,000 Each Accident Coverage A Property Damage Liability $50,000 Each Accident Coverage B Medical Payments $5,000 Each Person $100,000 Each Person/$300,000 Each Accident Coverage C Uninsured Motorists Bodily Injury Ford: Coverage A Bodily Injury Liability $100,000 Each Person/$300,000 Each Accident Coverage A Property Damage Liability $50,000 Each Accident Coverage B Medical Payments $5,000 Each Person Coverage C Uninsured Motorists Bodily Injury $100,000 Each Person/$300,000 Each Accident Coverage D Other Than Collision Collision Actual Cash Value less $250 Actual Cash Value less $500 6. Mary is driving the Ford Taurus when a deer runs out of the woods and crashes into the car. Damage is extensive, costing $2,800 to repair (actual cash value of $1,800). The impact also results in a flat tire. Mary changes the tire along side the road but loses control of the lug wrench and further damaging the car. The damage caused by the lug wrench will cost an additional $800 to fix (actual cash value of $600). 7. Chris and Karen take Mary to look for a Prom dress in the Toyota. Bob decides to take the Ford for a drive while everyone else is away. Bob drives around the neighborhood for a while and then heads home. Bob is making a left-hand turn onto his street when he sees his father coming the other direction, about to make a right-hand turn onto the same street. Bob panics and speeds in front of his father, hitting the front of the Toyota on his way by. Bob loses control and hits a parked car on the street. The Toyota has damage of $2,000 (actual cash value $1,200), the parked car has damage of $3,000 (actual cash value $1,900), and the Ford has damage of $2,300 (actual cash value $1,300). Bob also suffers minor injuries requiring $400 in medical bills. Declarations Page Coverage Limits: Toyota: Coverage A Bodily Injury Liability $100,000 Each Person/$300,000 Each Accident Coverage A Property Damage Liability $50,000 Each Accident Coverage B Medical Payments $5,000 Each Person $100,000 Each Person/$300,000 Each Accident Coverage C Uninsured Motorists Bodily Injury Ford: Coverage A Bodily Injury Liability $100,000 Each Person/$300,000 Each Accident Coverage A Property Damage Liability $50,000 Each Accident Coverage B Medical Payments $5,000 Each Person Coverage C Uninsured Motorists Bodily Injury $100,000 Each Person/$300,000 Each Accident Coverage D Other Than Collision Collision Actual Cash Value less $250 Actual Cash Value less $500
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