[6] Monsieur Manoussi appreciates a nice bottle of wine but he is cognizant that some wines get better they age (like an appreciating asset). A particular bottle is worth $20 if it is consumed today, if it is aged 1 year it is worth $30, and if it is aged 2 years it is worth $35 (if it is aged any longer, it begins to deteriorate). The interest rate is 5%. When would Monsieur Manoussi choose to consume this bottle of wine