6. Ms. Z has unsecured debt of $80,000, a $50,000 bank account, and a home that is worth 400,000, but is subject to a mortgage of 300,000 (thus an equity of $100,000). Assume costs of bankruptcy are $2000. Suppose she lives in Missouri, which has a homestead exemption of $200,000, and an exemption for cash of $5000. What could she gain by filing for bankruptcy under Chapter 7? What could she do to maximize her gain? Now suppose that Ms. Z had the same assets and liabilities, but lived in another state, New Mexico, which has a homestead exemption of $100,000 and an exemption of $10,000 for cash. Then what would she gain by filing for bankruptcy under Chapter 7