6. Penny is 57 years old and she participates in her employers 401(k) plan. During the year, she contributed $2,000 to her 401(k) account. Pennys AGI is $29,000 after deducting her 401(k) contribution.

What is Pennys savers credit in each of the following alternative scenarios? (Use Exhibit 13-9)

a. Penny is not married and has no dependents.

Saver's Credit:_______?_________________

b. Penny files as a head of household and she has three dependents.

Saver's Credit:____?____________________

c. Penny files as a head of household and she has one dependent.

Saver's Credit:____?____________________

d. Penny is married and files a joint return with her husband. They have three dependents.

Saver's Credit:_____?___________________

e. Penny files a separate tax return from her husband. She claims two dependent children on her return.

Saver's Credit:_____?___________________