(6 points) It's January 1 and you started thinking about retirement. You decide that on the last day of each month for the next 30 years you will make a contribution into a retirement account. The retirement accounts pay an interest rate of 3.5% per year compounded quarterly. Once retired your retirement dreams are to be able to withdraw S5500 per month for the next 40 years beginning immediately upon retirement. At the start of the tenth year after retirement you also want to give your beloved cat a gift of $25,000 so she can live out her nine lives comfortably as well. a. What R value should be used in your calculations? b. What is the amount of moncy you will need to afford your monthly withdrawal during retirement? c. How much money in total will you need to have saved when you retire? d. How much must you save each month to make this retirement dream possible