6. The goal of investing $5,000 per month for the next 18 years for your son's college fund is a .goal. 7 The equation to calculate net worth is 8 The current financial position of an individual or family is best presented with the use of a 9 Payments that do not vary from month to month are expenses. 10. The document that would be most useful to track spending patterns for the past few months is the Page 1 of 4 Sources: PF, Kapoor; CF, Berk