6. Thomas bought a new car today. Before driving it off the lot, Thomas calls his insurance agent, Lee to obtain coverage. Lee asked many questions, but did not request Thomass signature or first premium. What is the insurers responsibility for Thomass accident on the ride home?

a. None under any circumstances

b. None if the insurer should deny Thomass application

c. Full, in accordance with the policy, under any circumstances

d. Full, in accordance with the policy, if the agent submitted the application before the accident

e. None of the above

7. An insured with a $100 deductible collision coverage, sustains an accident with a wild deer named Bambi. The auto suffers $600 damage. In addition to the collision coverage, he also has $0 deductible on the other than collision coverage. The insured can recover from the insurer:

a. Full loss, less $100

b. Full loss under supplementary payments

c. Full loss

d. Nothing, this damage is not covered

e. $600 less the $100 deductible under the uninsured motorist physical damage coverage