Question
6) When a defendant intentionally injures a plaintiff, any large award by a court will likely lead to which of these actions by the defendant?
6) When a defendant intentionally injures a plaintiff, any large award by a court will likely lead to which of these actions by the defendant?
A) The discharge of the debt in bankruptcy court.
B) The payment of the award through
insurance, assuming the defendant
owned a sufficient amount of coverage.
C) The cooperation of the defendant in
the liquidation of all assets.
D) Payments being made to the plaintiff for
the rest of the defendant's life despite
any bankruptcy filing
7) The Comprehensive Personal Liability policy protects the insured from which of the following exposures?
A) Business pursuits
B) Work related injuries to domestic workers
related lawsuits
C) Automobile related lawsuits
D) A cashier's injury at the insured owned grocery
store.
8) All of the following activities are excluded from Section E coverage of the Comprehensive Personal Liability policy, except:
A) Purposefully throwing a rock at the next door neighbor, causing him brain damage.
B) The insured, a surgeon, accidentally botches an operation.
C) The insured's twelve year-old son kicks in the neighbor's picture window while
cleaning the gutters of the home for day.
D) The insured leases his basement to a woman who operates a beauty salon, which serves
hundreds of customers at the location per year.
9) Section F coverage of the Comprehensive Personal Liability policy will cover all of the following exposures, except:
A) Activities which are the fault of the insured.
B) Injury caused by a pet owned by the insured.
C) A visitor who became injured entirely by
their own fault and through no fault of the
insured.
D) Injury caused by nuclear contamination.
10) Which of the following statements about Claim Expense under Additional Charges in Coverage F is/are true?
I) Lost earnings are reimbursed up to $50.00 per day.
JI) Interest payments on legal awards are not
covered.
III) All covered Claim Expenses are paid supplemental to Coverage E limits.
- I only
- I and III only
- II and III only
- I, JI and III
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