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6. Which of the following strategies can the Cantrells use to improve their discretionary cash ow situation? I. Refinance their first mortgage using a 15-year

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6. Which of the following strategies can the Cantrells use to improve their discretionary cash ow situation? I. Refinance their first mortgage using a 15-year loan. 11. Pay off some or all credit card debt with nancial assets. III. Reduce the amount being withheld for federal taxes. IV. Increase the amount of reinvested interest earned on investments. a. I and III only b. II and III only c. II and IV only d. II, 111, and IV only

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