63) When COBRA coverage is available, it is normally at the expense of the:

a)Employer

b)Individual

c)Federal Government

d)Insurance company

64) An accident and sickness insurer typically has the legal right to refuse the submission of a proof loss from an insured:

a)Six months from the date proof of loss was required

b)One year from the dale proof of loss was required

c)Three years from the date proof of loss was required

d)Five years for the date proof of loss was required

2) Oral surgery includes all of the following services EXCEPT:

a)Installation of orthodontic devices

b)Reattachment of muscle and soft issue

c)Removal of residual tooth roots

d)Exposure of impacted teeth to aid eruption