65. Ryan has the following capital gains and losses for 2020: $ 6,000 STCL, $ 5,000 28 % gain, $2,000 25% gain, and $6,000 0% 1 15% / 20% gain. Which of the following is correct? a. The net capital gain is composed of $1,000 25% gain and $ 6,000 0%/15%/ 20% gain. b. The net capital gain is composed of $ 5,000 28 % gain and $ 2,000 0%/ 15%/20% gain. c. The net capital gain is composed of $ 3,000 28% gain, $ 2,000 25% gain, and $2,000 0% / 15%/ 20% gain. d. The net capital gain is composed of $ 1,000 28% gain and $ 6,000 0% / 15%/ 20% gain. e. None of these.