66.) The most accurate statement regarding the relevancy of information gathered by a credit information agency is

A. the FCRA requires the information to be directly relevant to credit.

B. the FCRA requires the information be relevant to any valid purpose.

C. the FCRA is silent on relevancy.

68.) Under the Equal Credit Opportunity Act, punitive damages

A. are not available.

B. are available up to $100,000 for individual actions.

C. available up to $500,000 or 1 % of the creditor's net worth, whichever is greater, for class actions.

70.) A credit reporting agency reported erroneously that Nathan had filed bankruptcy. The mistake was due to a mix-up with the spelling of Nathan's last name. Under the Fair Credit Reporting Act, Nathan can sue the reporting agency for

A. defamation.

B. invasion of privacy.

C. none of the above, if the error was a bona fide error.

D. all of the above, even if the error was a bona fide error.

77.) Nyclon, Inc. has decided to build a $10 million manufacturing facility along the Ohio River. Before construction can begin, Nyclon

A. must wait until the government prepares an environmental impact statement.

B. must conduct an archeological dig.

C. must do none of the above.

79.) The Brown family gets their drinking water from a private well on their land. Which statement is correct?

A. The Brown family must comply with the Safe Drinking Water Act (SDWA).

B. The Brown family must comply with the state drinking water regulations or the SDWA, whichever is more rigorous.

C. None of the above.