69) Old habits can limit you because they are safe ways to act. 70) Without risk there is no challenge and no growth. 71) Good decision making creates possibilities. 72) Planning can reduce the discomfort of uncertainty. 73) Goals are limited, short-term statements of purpose. 74) Objectives should not be measurable or visible. 75) A timeline makes it more likely that you will accomplish your goal. 76) Positive change is never stressful. 77) Having a vision is powerful as you decide what you want to achieve financially. 78) Financial planning starts when you achieve your dream career. 79) Living within your means does not require discipline