7. According to the article, 6 Steps to a Wealthy Retirement, the 6 steps to a Wealthy Retirement, in order, are: a. Calculate your must-haves, Calculate your nice-to-haves, Factor in Pension and RRSPS, Count on government, Get a handle on risk, Balance the present and the future b. Calculate your must-haves, Calculate your nice-to-haves, Count on government, Factor in Pension and RRSPs, Get a handle on risk, Balance the present and the future C. Calculate your must-haves, Calculate your nice-to-haves, Count on government, Factor in Pension and RRSPs, Balance the present and the future, Get a handle on risk d. Calculate your must-haves, Calculate your nice-to-haves, Factor in Pension and RRSPS, Count on government, Balance the present and the future, Get a handle on risk 8. Marty's investments earned a before tax rate of return of 9% in a year when inflation was 2%. He and his financial planner had decided he needed to earn 6.5% real annually to reach his retirement goals. Should Marty be nervous? a. Marty can relax - he has met his goal for the year. b. Marty can relax - he has exceeded his goal for the year. C. Marty had better start reviewing his options - he has failed to meet his goal for the year. d. Marty should panic - he has failed miserably to meet his goal for the year