$7$ Based on the details of the scenario, determine what will most likely occur.

Melinda has a contract to pay $13\%$ interest on a personal loan for $5$ years. She decides the rate is unfair and files a complaint in court.

The contract will be modified.

The court will certainly void the contract.

Contract will be voided if the other party does not agree to mediation.

Melinda will be required to fulfill the contract as it stands.