7. In many states, the following employees may be excluded from payroll records and do not have to be part of the premium audit. Which of the following would not belong to the excluded classes of employees? Pick the incorrect answer. a. Officers of an LLC b. Employees over age 65 c. Partners d. Sole proprietors 8. A deposit premium is used to estimate the annual premium for many policies which are subject to audit, like Worker's Compensation. Which of the following statements about the deposit premium is not correct? a. The deposit premium is subject to a minimum premium b. If payroll or operations are less that predicted, there is a refund c. If a strike reduces the estimated payroll, the deposit premium will be forfeit to the insurance company d. If payroll or operations are higher than anticipated, there will be an additional premium