7. John Dear worked at BigGuy Industries for & months and had been a participant in BigGuy's health insurance plan for 7 months, John has now taken a job with LittleGuy Industries. LittleGuy's health insurance plan has a pre-existing conditions exclusion. Because of HIPAA, LittleGuy has to give John months of credit on its pre-existing conditions exclusion, so any illness John has may be excluded but only for months. 8:4 b. 4:8 7:5 d. 5:7 12:0 a. c. e