7. Lenders are willing to lend a larger proportion of the market value of tangible assetssuch as property, plant, and equipmentthan the market value of intangible assets, such as patents and goodwill, because: Tangible assets hold their value better if the firmfbank is forced to sell them in financial distress. a. b. A secondary (resale) market is more likely to exist for tangible than intangible assets. 0 It the intangible assets include the creativity and intellects of employees, these assets are not even owned bythe firm and have no value in bankruptcy. d. All of the above