7 Practical Factors influencing the level of Borrowing Nancy Able is a consultant who is considering three practical factors that may influence Diver Inc.'s use of financial leverage. et of Factor 1 Diver's CEO receives 100% of her compensation from stock options that vest over the next three years Factor 2 Diver is an R&D company that earns a large proportion of its income from royalty income on several patented technologies in the computer industry. Factor 3 Diver has a revolving credit agreement with the Bank of Montreal that requires it to maintain an A credit rating or higher. Which factor most likely favours greater use of financial leverage? Select one: a. Factor 1 b. Factor 2 c. Factor 3 C