7 . The created the Consumer Financial Protection Bureau ( COFFE ) in response to the Millennium Boom . 2. Dodd - Frank Wall Street Reform and Consumer Protection Act ( Dodd - Frank) bo . California Bureau of Real Estate ( CalERE ] c. Department of Housing and Urban Development ( HUD ) J. Federal Reserve ( the Fed ) B. Under a(n ) `. periodic payments of principal and interest are made until the principal is paid in full by amortization or a final balloon payment . &. Straight note c. balloon note* 6. STEEPEr note J. installment note 5 . Aln ) calls for the buyer to periodically pay interim interest at a fixed rate , then when the principal balance is due , to further pay the mortgage holder additional interest calculated as a fraction of the property's increased net Value since origination . 2 . shared appreciation mortgage ( GAM) C. all-inclusive trust deed ( AIT ; note Do . graduated payment mortgage [GFMY J. straight note* 10. A document given as Evidence of a debt owed by one person to another is called aj .` 2 . note . [ . Either & . or ! ! 6. promissory note* J. Neither a nord 1 1 . A ) in a note converts a mortgage holder's recourse paper into nonrecourse paper &. Equitable assignment `Exculpatory Clause Do . beneficiary statement ` . guarantee agreement