7. The influence goods ons treey values brought about by a net benofit related to the valiue of (A) A capital gain (B) A capital loss (C) The capitalization effect (D) The depreciation effect 8. When a homeowner improves some aspect of his property far in excess of comparable properties in the neighborhood, he is said to have: (B) (A) Under-improved the property (B) Over-improved the property (C) Reached the point of increasing returns (D) Exceeded the breakeven point 9. Federal income tax policy has generally been thought to: (D) (A) Discourage homeownership (B) Encourage renting (C) Increase interest rates (D) Encourage homeownership 10. Which of the following is NOT tax deductible for homeowners? (D) (A) Points in mortgage loans (B) Mortgage interest (C) Property taxes (D) Maintenance expenses