7) Which of the following is true about Commercial versus Residential Loans? a. Residential Loans are more often more complicated than Commercial Loans b. Commercial Loans usually come with no prepayment penalty c. Residential Loans are usually shorter in length than Commercial Loans d. Commercial Loans are usually shorter in length than Residential Loans 8) Debt Coverage Ratio is: a. The amount of personal debt you have b. The amount of debt covered by ratios c. The amount of income a property generates in comparison to the debt service d. None of the above 9) This return explains the value of all future cash flows from the investment discounted to today: a. IRR b. NPV c. DCR d. EDR 10) This return explains the rate of return on future cash flows from the investment: a. IRR b. NPV c. DCR d. EDR