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74-year-old widower, excellent pension, $500,000, long-term care insurance, no debt, and three children. In no more than 200 words: Specify any estate planning tools necessary

74-year-old widower, excellent pension, $500,000, long-term care insurance, no debt, and three children. In no more than 200 words:

  1. Specify any estate planning tools necessary to protect the family and their assets.

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