75. A deferred endowment insurance provides the following benefits: - A payment of 1 at the moment of death if death occurs between t=5 and t=12 - A payment of 2 if the insured survives 12 years. No benefit is paid if death occurs before t=5. You are given that x+t={0.050.10t8t>8 - =0.10 Calcualte the expected present value of this endowment. Answer: 0.41066