8. A Car Dealer sells a car with a Competitive Price of $40,000 to a Car Buyer, whose competitive rate of interest is 5.4%. The car dealer also provides a loan for this transaction, with the Loan Amount set at $42,500 and the contractual rate of interest at 4.7%. The loan is for 60 months. If it is assumed that the Car Buyer will pay off this new loan after 18 months, so that he can replace the car with a newer model, what value (rounded to the nearest dollar) was destroyed by the Car Buyer?

a. $0 b. $2,127 c. $2,246 d. $2,334 e. $2,500