8 According to 7 Behavioral Red Flags for Internal Fraud, an employee who seems to be living above his or her means may need extra money to keep up with the bills. Employers should be aware of any unusual changes in the lifestyles of their employees. The Association of Certified Fraud Examiners (ACFE) reported that 41 percent of the fraud cases studied in 2018 involved perpetrators who were living beyond their means. In the documentary All the Queen's Horses, Rita Crundwell wore meek "municipal" clothes to work. However, when it came to her personal life, Rita was leading a big lifestyle according to the mayor. At horse shows she was very polished She wore expensive jewelry and had numerous jacket changes when in the arena showing horses. Why was this not a red flag? O The mayor indicated that he thought, along with everyone else in town, that it was all due to her horses. There would be stories in the paper where she had another national champion. There were also stones where she had sold horses for