$8-$ Prepare an analysis of the Howe$$s risk management insurance coverage using the following format:

Metric Actual Recommended Cost$/$Savings

Life Insurance $-$

His

$12-16$ x Gross Pay None Needs $$1\mathrm{.}5$M $30$

year term due to

level of assets and

income

Cost $$1,080$

$$\mathrm{.}72$ per $$1000$

$9$ Describe the estate planning documents the Howe$$s need immediately and what are the important

provisions of each? If you recommend powers, who is the power holder?

$10-$ Perform analysis of the Howe$$s portfolio taking into consideration risk tolerance and asset allocation.

Assume they are aggressive investors $($goal of $10\%$ return$)$ and revise asset allocation to achieve this

goal. Assume risk tolerance appropriate for their age and years to retirement

$11.$ Based on your analysis what are the strengths and weaknesses of the Howe family financial plan and

overall financial condition. What recommendations would you make to them based on your analysis.

What additional information would you need to do a complete analysis. SWOT type analysis.