8. The November 2, 2022, Wall Street Journal reports that interest rates on home loans have increased from 2.9% in 2021 to 7.08% this year. If this continues into 2023: a There will most likely be a shortage of new homes and rising home prices. b. The rationing role of prices will no longer be an issue in the housing market next year. c. There will most likely be a surplus of homes in many parts of the country, downward pressure on prices and fewer resources being directed into the construction of new homes. d. There will be a surplus of new homes, rising prices and a decrease in the demand for new homes. e. B and D only