8.5 - 16.) The Motor Vehicle Department has found that the probability of a person passing the test for a driver's license on the first try is 0.73. The probability that an individual who fails on the first test will pass on the second try is 0.82. Find the probability that an individual fails both the first and second tests.

P(fails both the first and second tests) =

(Simplify your answer. Type an integer or a decimal. Round to the nearest hundredth.)