[85] Ron and Nancy wanted to open an art gallery. Nancy changed her mind because they could not obtain insurance against the risk of robbery. However, Nancy lent Ron half the funds he needed to open the gallery. Which of the following factors will give Ron's creditors the best chance to hold Nancy liable as a partner? O A. The loan is short-term. OB. Nancy has received interest only out of the profits of the gallery. C. Nancy has the right to inspect the gallery's financial records. OD. Nancy allowed Ron to represent to cuditors that they were partners