8.In the financial statements the use of funds is identified in the section on a. Balance Sheet Assets b. Income Statement Income C. Balance Sheet Liabilities d. Balance Sheet Capital e. Income Statement Expenses 9. In the financial statements the source of funds is identified in the section on a. Balance Sheet Assets b. Income Statement Income c. Balance Sheet Liabilities d. Balance Sheet Capital. e. Income Statement Expenses 10. For a financial institution that receives deposits, the main source of funds generates a. to interest income received. b. interest expense paid. c. production cost. d. None of the above. 11. In a depository financial institution, the total interest income (TII) is generated from a investments and loans. b. Investments and deposits. C. deposits and loans. d. loans only. 14. With the following data, the highest NII corresponds to the year 2019 2018 2017 2016 THI $9,760,965 $ 51,486,133 $ 46,312,223 $ 44,179,902 TIE $ 2,922,585 $3,047,161 $ 2,785,931 $ 3,327,784 8. 2019 b. 2018 c. 2017 d. 2016 20. The price risk affects the active b. passive c. entry making its market value lower. a. d. spending 21. If the price risk affects the present value of the asset, then there is no risk of loss in the capital of the company. A.right b. Incorrect 24. With the following data, the NIM IS S$ 17,909,146 L $ 34,851,439 TII $ 2,922,585 TIE $ (356,348) a. 5.40% b. 5.03% c. 4.86% d. 4.74% 25. Assuming the previous data, the NIM is a positive. b. negative. c. null. d. none of the above. 26. Assuming the answer in the previous problem, the NIM indicates a. optimal Investment decision. b. efficient investment of funds. c. non- optimal investment decision. d. Investment of inefficient funds. e. a and b are correct. f. cand d are correct. 29. Assuming an increase in the interest rate, the ISG tool allows balancing the dollar amount of assets and liabilities sensitive to the change in interest. So management has to manage the a. assets and liabilities that are yet to expire. b. assets whose maturities are fixed and long-term. c. liabilities whose maturities are fixed and long-term. d. None of the above. 40. The DG is a measure that establishes a weight between the cash flows of the bond and the maturity, with the sole purpose of managing the payment of interest paid on liabilities. a. Right b. Incorrect 45. Managing the duration of investments allows us a. manage the interest gap between loans and investments. b. manage the interest gap between the loans and the company's common shares. c. manage the interest gap and maintain an NII acceptable to the company. d. all of the above and. None of the above
