9.(3 Marks)Ali owns and operates "Ali's Gas Station Inc." The gas station is located on a busy street with lots of people walking past the store. During a January snow storm, the front entrance was slippery from the build-up of ice and snow, and when entering the gas station to pay, a customer slipped on the ice and broke a leg. Thankfully, Ali had just renewed the store's liability insurance to provide coverage for this type of incident.

What type of risk management strategy has Sam selected? Define the strategy and explain your answer