9. Marian plans to make the following contributions to her retirement account:$10,000 at the end each of the next eightyears and then from the ninth year $12,000 at the end of each of the next twelve years.She can earn 7% on her savings. How much will she have at the end of 25 years? ( Hint: Check the n)

10. You are a professional financial planner. You client wished to know how much more or less will he have to pay if the account he has with RBC bank be it an annuity due. Currently the account has an$729 with an annuity stream of $100 per year at a 10 percent rate.?

11.You wish to buy a new laptop and you have the following two options. (a) Get a free credit today!, if your purchase is over $900, you pay no down but$1000 in one year. (b) Pay $887 today with no credit offer. What is the meaning ofthe word Free credithere according to Finance?