(9 points) An investor pays 200,000 today for a 4-year investment that returns cash flows of 120,000 at the end of years 3 and 4 . The cash flows can be reinvested at 3% per annum effective. If the rate of interest at which the investment is to be valued is 4%, what is the net present value of this investment today? A. -8230 B. 8241 C. -8241 D. 8230 E. 8248