(9 points) You are given a loan payable in five years and on which interest is charged over the five-year period, as follows: - First year: an effective rate of discount of 6% - Second year: a nominal rate of discount of 7% compounded every 2 years - Third year: a nominal rate of interest of 5% compounded semi-annually - Fourth and fifth year: A force of interest of 7% What is the yearly effective rate over the five-year period? A. 0.0900 B. 0.0675 C. 0.0338 D. 0.1013 E. 0.0450