9. The registered pension plan type that generally results in the least risk to a retired employee is: OMoney purchase plan ODeferred profit sharing plan Oshare ownership plan ODefined contribution pension plan ODefined benefit pension plan 10. Omil has a defined benefit pension plan (DBPP) and a deferred profit sharing plan (DPSP). The DBPP benefit that he earned during the year was based on a pensionable salary of $78,000 and the DBPP has a unit percentage provided by the plan at 2.0%. The amount Omil's employer contributed to the DPSP was 6% of his pensionable salary. Omil's pension adjustment (PA) for the year applicable is: O$6,240 O$18,120 O$22,930 O$13,440 O$25,718 11. Brianne has worked for Saveco for the past 7 years and has contributed to her defined contribution pension plan (DCPP) together with her employer for each of these years. Vesting arises as soon as employees start into the pension plan at Saveco. She expects to begin her nursing career at the Lethbridge Regional Hospital (LRH) very soon and will be leaving Saveco. LRH provides a defined benefit pension plan (DBPP) which is substantially different in nature than Saveco's DCPP. Which statement regarding her pension at Saveco is most reasonable? OAll contributions, and associated returns, to her pension plan will be available to her at retirement because the plan is vested, and while the plan is portable it may not be possible to transfer the value into the new employer's plan because they may not be sufficiently similar OMost jurisdictions require vesting to take effect after 15 years of plan membership and therefore all contributions will be transferred into a locked in retirement account (LIRA) OPortability rules will allow her to roll the plan into her new employer's plan, otherwise the plan must remain vested within Saveco's pension plan OHer contributions with respective returns will remain available to her at retirement because her plan is vested; Saveco's contributions and respective returns are forfeited OHer pension contributions will automatically be forfeited upon termination of her employment