9. To what extent can the provisions of the tax code influence the decision to insure or retain the health care exposure? Your answer should include a discussion of the provisions of the code with respect to

a. employer-paid medical expense insurance.

b. premiums paid by the individual for medical expense insurance.

c. costs incurred directly by the individual for health care.

10. Explain what is meant by the term limited health insurance policies. To what extent do such contracts violate the rules of good risk management.